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What To Do About Mortgage Payments The possibility of losing your home because you can’t make the mortgage payments can be terrifying. Buying a Home Is a Big Deal Whether you’re shopping for appliances or automobiles, groceries or gadgets, travel services or tax preparers, the Internet has changed the way most people gather information about products and services. Your Mortgage Application May Trigger Competing Offers If you are in the market to buy a house you may start getting contacted by everyone and their uncle. Are Credit Card Loss Protection Offers Worth It? If someone steals your credit card and starts charging away, how much are you liable for? Are Advertisements Promising Debt Relief May Be Offering Bankruptcy? If debt has got you down you’re not alone. Consumer debt is at an all time high. What Is Utility Credit? Will you be left in the dark if you can't get utility credit? What Is Electronic Banking? For many consumers, electronic banking means 24-hour access to cash through an automated teller machine (ATM) or Direct Deposit of paychecks into checking or savings accounts. But electronic banking now involves many different types of transactions. Ways To Save Money (Part 6) With the price of oil and gas going through the roof, debt restructuring, and sub-prime confusion, we are all looking for ways to save a few dollars. Ways To Save Money (Part 3) With oil and gas prices rising, credit crunches, and inflation, we are all looking for ways to save a few dollars. Ways To Save Money (Part 2) With gas prices rising, credit crunches, and inflation, we are all looking for ways to save a few dollars. What Is The Credit Repair Organizations Act? You need to know what the rules and regulations regarding credit are so that you get a fair shake. Khon Kaen Traditional Breakfast Kai krata is the traditional breakfast in many parts of northeast Thailand. Making Sure Your Credit Report Is Correct Incorrect information on your credit report can cost you dearly. Do You Have Healthy Credit? Have you ever wondered about credit reports, credit scores and how to protect your personal information? Debt Collection And The Law \| Know Your Rights Are creditors hassling you at all hours of the day and night? Is this legal? Do You have Negative Credit Information in Your Credit Report? Your credit report may contain incorrect or negative information about you. Check yours today for free and get it corrected. Security Concerns and Treatment for Compulsive Gambling Is your company at risk because one of your employees is a compulsive gambler? Compulsive Gambling Behaviors Observable in the Workplace Do you know how to tell if one of your co-workers may be a compulsive gambler? What Are the Indicators of Compulsive Gambling? Are you a compulsive gambler but you remain in denial? Are You Becoming a Compulsive Gambler? Compulsive gambling is an illness similar to alcoholism. If you think you may be a compulsive gambler, please seek help. What Is Compulsive Gambling? How do you know if you are a compulsive gambler and what can you do if you are? Avoid Predatory Lenders and Get a Good Home Loan How to avoid predatory lenders and get a good home loan. Will Legalized Gambling Help Or Hurt Thailand? There is talk once again about legalizing gambling in Thailand and opening a casino. Protecting Yourself From Identity Theft Is Easier Than You Think Protect yourself from Identity Theft – It’s easier than you think. How To Establish Credit Your first credit card or loan is the hardest to get. If you’ve never had credit, you have no credit history. How To Improve Your Credit Record Legally Don’t be a victim of quick credit repair scams. Do your homework first. What Is Credit Denial And What Can You Do About It? If you apply for a credit card or a loan and the company turns you down, they must send you a written notice within 30 days. Review Your Credit Report And Correct Errors You can get a free credit report every 12 months and should check it religiously for errors. Are You A Newbie Going To Pattaya Thailand? If you are going to Pattaya, Thailand for the first time, you should learn from someone else's experience so you don’t make newbie mistakes. Did I Forget To Pack Anything? On your way to the airport there always seems to a gnawing feeling that you forgot to pack something for your trip. Credit Card Claims and Defenses Sometimes you have a dispute over goods or services that were defective or not delivered. Credit Card Disputes And Billing Errors State and federal laws give you the right to dispute credit card billing errors and have them corrected. This article explains how to handle billing disputes with your credit card company. Credit Cards And Scams The bad guys are always coming up with new ways to part you from your hard earned money. Here Are Some Tips to Avoid Telephone Fraud There are always people trying to con you out of your money. Many do it over the telephone. Mortgage Rescue Scams Are On The Rise With thousands of foreclosures because of the sub-prime mess, the wolves are looking for sheep. Credit Repair Scam Tips Things to think about before you hire a credit counseling/repair company: Credit Repair Companies Provide No Cure for Your Credit Ails Can credit repair companies really fix your credit seemingly overnight? 5 Tips For Improving Your Credit Score Is your credit score in the low 600's? Do you know what your credit score really is? Thailand Holiday Countdown With only 5 days remaining until I go to Thailand, the Land of Smiles, it is time to do some serious packing. Do You Know How To Spot Credit Repair Scams? If you have poor credit, don't be conned into quick fixes. Don’t Ride Your Bike In The Post Office What does the Post Office and article marketing have in common? How to Spot Credit Repair Scams And Correct Your Credit History Yourself With the sub-prime meltdown, the credit repair scam artists will be out in full force. Fraud Prevention Tips For The Elderly Fraud artists target the elderly more often than you might think. Some Crime Tips For The Elderly As you get older, you may find yourself a more likely target for thieves. Fiscal Fitness For 2008: Choosing a Credit Counselor Choosing a credit counselor may be the most important decision you make. What Is Debtor Education? Bankruptcy Post-Filing Debtor Education Financial and Shopping Tips When Traveling Overseas Buying souvenirs on your overseas vacation can be a snap if you make some plans first. Passport Safety Tips What happens if you lose your passport while you are on vacation overseas? How To Bring Money On Your Overseas Trip You are going overseas. What should you bring to finance your trip - cash, checks, or plastic? Know Before You Go On Your Trip Overseas Learn about the countries that you plan to visit. Do You Know How to Apply for a Passport by Mail? If you have time before you travel overseas, you can apply for your passport by mail. How Do You Apply for Your Passport in Person? Are you going overseas for the first time? Do you have your passport? Who Needs a Passport? Are you traveling overseas? Do you need a passport? In, Out, And Off Travel Tips Do your part to speed up travel, especially during the holidays. What Can You Do to Help The Environment When You Travel Think "green" when planning your next trip. Some Tips For Women Traveling Alone There has been an increase in the number of Americans traveling abroad - especially women traveling alone either for business or pleasure. My Top Ten Travel Tips For Students If you are a student traveling overseas to a foreign country, you need to make some preparations. Protect Yourself Against Financial Fraud How can you and your family be on guard against financial scams, especially those that target the elderly? Beware of Strangers Bearing Gifts There are many scams and frauds that target our senior citizens. Don’t become a victim. Some Retirement Strategies For All Ages: A "To-Do" List It doesn’t matter what point of your career you are in, it is not too late to save for your retirement. What Do You Need To Know to Apply for a Credit Card? All credit cards are not the same. You need to find one that matches you and your spending habits. American Express Blue Or Green Credit Cards Green or Blue? Which American Express card is right for you? Credit Card Rates And APR's Do you know how much you are really paying in credit card interest? Airlines and Passengers With Disabilities If you are challenged by a disability, contacting your airline ahead of time will help ease your flight. Super Bowl Advertising And Marketing For Perfection With Super Bowl ads running at almost $3 million for 30 seconds, you need to be perfect. Airline Baggage – Pack For Success Take a little time to plan what you will be packing for your next airline trip. Can Your Flight Be Legally Overbooked? Do airlines really book 350 tickets on an airplane that only has 340 seats? What to do if you are bumped. What Do You Do About Delayed And Canceled Flights? If you have ever had your flight delayed or canceled you know what a pain it can be. Paying For And Getting A Refund For Your Airline Ticket Changing or canceling your flight – does it matter if you paid by cash, check or credit card? Making Your Airline Reservation And Getting Your Ticket It doesn’t matter how you book your flight – online, travel agent, or direct from the airline. What And How To Pack For A Safe Holiday Packing properly will make your vacation start off right. Home Security While You Are Away On Vacation Protecting your home while you are away on vacation should be a priority before you go. Personal Security In Overseas Hotels When traveling overseas, you need to secure and protect your valuables. Some Tips When Traveling With Children Traveling with your children can be exciting and at the same time scary. Some simple preparations will make the trip easier. Tips For The Screening Process For Travelers With Disabilities And Medical Conditions If you have a disability, properly preparing for your flight will make the security screening go much smoother. Air Travel, Disabilities, And The TSA Traveling with a disability is difficult and the TSA does its very best to help you get through security checkpoints with little or no hassle. Do You Have To Declare Gifts You Bring Back From A Foreign Country? Buying souvenirs for yourself, family and friends when you travel can be costly. How Do You Know If Your Identity Has Been Stolen? What do you do if someone has stolen your identity? How do you get your life back? Credit Repair: Don't Get Scammed Can you really repair bad credit? Yes, but it will take time and persistence. No matter what you see or hear, there is no quick fix. Debt Relief Promises May Really Be Offering Bankruptcy Can I really repair my credit? You can, if you have patience and persistence and watch out for the scam artists. Should You File For Bankruptcy? One of the toughest decisions you will ever make in your life is deciding whether or not to file for bankruptcy. Some Tips On Avoiding Baggage Problems Pack your bags properly so that they don’t get damaged or lost. How To Cope With Flight Delays (Part 2) A delayed flight can ruin the start of your holiday. Here is what to do. How To Cope With Flight Delays (Part 1) Most airline trips are uneventful; however, airlines don't guarantee their schedules, and you should realize this when planning your trip. Quick Tips for Traveling Abroad We all want our overseas trip to go smooth so here are some ways to ease the pain. Protecting Yourself From Counterfeit Check Scam Artists Every day, millions of emails are sent to unsuspecting people telling them that they won the lottery or a great prize. How To Give the Bounce to Counterfeit Check Scams It’s your lucky day! You just won a foreign lottery! The email says so. And the cashier’s check to cover the taxes and fees will be mailed to you immediately. Is The Government Doing Anything To Protect You From Identity Theft? Identity theft costs consumers billions of dollars every year. You need to do your part to protect yourself and the government needs to do its part too. Improve Your Credit Score By Correcting Your Credit Report If you are looking to buy a house or purchase a car, a credit check will be conducted on you. If your credit report is incorrect, you may not be able to get that house or car that you want. Make sure your credit info is correct. How Do You Dispute An Error On Your Credit Card? Have you ever ordered something and gotten billed for it but didn’t receive the merchandise? What do you do next? Are You Traveling Overseas With Children? More and more families are traveling to Thailand and other overseas areas. If you are flying and have small children, make some preparations before you go and remember that the security officers are doing their job keeping all of us safe. Where Does A Single Man Stay In Bangkok? You have quite a few different options as to where you stay in Bangkok. You just need to figure out what is best for you. Getting To Pattaya In 23 Easy Steps A systematic approach to planning your vacation may be the easiest way to get there. Twenty-three steps may seem like a lot, but you will see it isn’t much at all. A Day At Koh Larn A short boat ride from Pattaya is the Coral Island – Koh Larn. Dining In Pattaya Thailand If you are going to Pattaya for the first time, you may be wondering where to go to eat your meals. What To Expect When You Check In For Your International Flight The key to flying international is to be prepared. The better you plan before you go the easier that check-in will be. Are You Traveling With A Disability Or A Medical Condition? The airlines are prepared to assist people with disabilities or medical conditions, but you have to do your part to help them help you. Surviving The Security Checkpoint At The Airport It is a fact of life that we have to be screened by security before boarding our flight. It can be easy or you can make it difficult. If you properly prepare, clearing security is a breeze. Safe Air Travel With Batteries Let me check and see if I have everything in my carry-on. Laptop, soundproof headphones, music player, DVD player, and camera – yep – all my electronics are in my backpack. I also have all my batteries and chargers. How To Make Your Trip Better Using 3-1-1 We all know that 4-1-1 is the number to call for information and 9-1-1 is the emergency number. What is 3-1-1?
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