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Car Insurance Pitfalls Can You Avoid Them? Are you in the market to purchase car insurance? Entering this world of policies and premiums can be an expensive and time consuming task. However, it has become a fact of life for all of us car owners. Traffic accidents, acts of nature and car thieves have made the cost and necessity for car insurance soar. This is a trend that continues to raise everyday. The Downside Of Car Insurance Ownership Every State in the USA requires that one owns car insurance before they can drive a motor vehicle. There are disadvantages to this, despite the benefits. Individual states have their own problems, but there are some general problems of note. Avoiding The Pitfalls Of Insurance Claims Disaster strikes! Your car has been in an accident! That's your baby, your transportation! But its OK because you have insurance, right? After you get over the stress of the accident itself and you've settled down, you call your insurance agent. Good so far. Then they tell you that you have to call the claims department and that they are not allowed to help you further. Now you begin to worry.

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