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3 Myths About Debt Consolidation Debt consolidation agencies often promise an immediate increase in credit score, relief in a short time period, or zero interest rates, none of which are realistic. They often prey on the weak, because they know there are thousands of people in bad credit situations they’ve dug themselves in with credit debt. Here are some common myths and facts to consider about debt consolidation: 8 Credit Score Myths I want to share some myths and facts I’ve learned while attending a personal finance seminar I recently attended in the New York City 7 Tips on Improving Your Credit Score Recently when I started looking into buying my first piece of real estate property I wasn’t aware of the type of credit and financial fitness I had to be in. So like many first time homebuyers I wasn’t very educated in the home buying or home loan process. It wasn’t until I placed a call to a colleague of mine who understood the real estate business that I got some help. Here's the seven tips on improving credit that my colleague shared with me.

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