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Canadian Credit Cards
By :
Deepak Bansal
Credit cards are a device used to get the consumer credit at the time of purchasing a product. Canadian Credit cards may be issued by a business firm in Canada, such as a department store or an oil company, to make it easier for consumers to buy their products especially if the person is a Canadian living in all provinces of Canada.
Instant Approval Credit Cards
By :
Deepak Bansal
Instant approval credit card as most of the internet surfers should already have noticed, many credit card companies operating online and offline for that matter, announce they can offer the best credit card online, with instant approval if you apply for it on their website. Some people think that this means they can instantly download a copy of a card like waving a stick and start to purchase with the credit card immediately.
Are Online Credit Card Applications Too Easy?
By :
Michael D. Strauss
Applying online for a credit card is easier than ever, but there is a danger to be aware of. Find out the harm it can do to your credit rating, and how to avoid it.
Credit Cards: Why You Should Pay More Than The Minimum
By :
Michael D. Strauss
Credit cards are a great convenience, but it can be all to easy to let your debt slide out of control. Making only the minimuum repayments will make the situation worse, and this article explains why.
When Not To Use A Credit Card
By :
Michael D. Strauss
Credit cards are a convenient part of modern life, but unfortunately it can be all too easy to run up problem levels of debt. Knowing when card use is inappropriate will help prevent your card getting you into trouble.
Which Kind Of Credit Card Should I Choose?
By :
Michael D. Strauss
There are so many credit cards available with different features, it can be hard to decide which one to apply for. A simple way of narrowing the field is to base your decision on your spending habits, rather than being swayed by eyecatching advertisements promoting features you may not need.
Car Reward Credit Cards - Earn a New Vehicle Now
By :
Jeremy Biberdorf
With a car reward credit card, your credit card spending could be earning points towards a new car or vehicle related rewards. What reward is better than a brand new car? Here is a comparison of some of the top car reward credit cards.
Simple Steps to Prevent Credit Card Fraud
By :
Michael D. Strauss
Credit card fraud costs hundreds of millions every year, and is a distressing and damaging experience for the victims. Fortunately, there are some simple ways of vastly reducing the chances of it happening to you.
Even with A Poor Credit Rating You Can Still Buy A New Car
By :
Darlene Prestamo
If you’re looking for a new car you want to be as prepared as possible and have your financing in place before you hit the car dealer. Buying a new car is a big decision to make and you’ll want the entire process to be as smooth and stress free as you can make it. One of the first things that you can do before applying for a loan for your new car is to find out what your credit rating is. Once you know where you stand with your credit you’ll know your limitations for applying for a car. If your credit is good, you’ll have no problem walking into your bank or to the car dealer and qualifying for a car loan. However, if your credit report leaves something to be desired you’ll need to be prepared to fight for a car loan and you may have to accept unfavorable credit terms in order to qualify.
Get in Control of Your Credit Card Debt
By :
Michael D. Strauss
Using credit cards can make day to day life more simple, reducing the need to carry cash and making it easy to shop online and by telephone. However, spending with plastic can sometimes be a little too easy, and many people find their balances get out of control.
Credit Card Balance Transfer Fees
By :
Michael D. Strauss
Credit card balance transfer offers were so popular that they ended up costing the credit card industry serious amounts of money. Something had to be done, so the balance transfer 'handling fee' was born.
Getting a Credit Card with a Bad Credit Rating
By :
Nicholas Hunt
Paying by plastic is becoming ever more common, not least because of the rise of online shopping. How can people with poor credit ratings get approved for a credit card?
Credit Card Cheques - An Expensive Convenience
By :
Michael D. Strauss
Credit card cheques are touted by card issuers as a convenient way to use your account when cards aren't accepted, but it's not always made clear how much they cost.
How Important Is Credit Card APR?
By :
Michael D. Strauss
Many credit card advertisements feature a low APR as the most prominent feature, but is that the most important thing with a card? There are many other benefits to consider, which might be more valuable than a low rate.
Is Credit Card APR All That Counts?
By :
Nicholas Hunt
Choosing a credit card isn't simply a matter of going for the one with the lowest APR interest rate, you need to match the card to the way you spend. Getting it wrong can be costly, so how do you decide which type of card to apply for?
Flat Rate Credit Cards
By :
Michael D. Strauss
Most credit cards feature different interest rates depending on how they're used. Purchases, balance transfers, cash withdrawals, introductory offers... the number of different rates can be confusing. Flat rate cards charge the same APR for everything, making it easier to keep track of how much your card is costing.
Student Gas Credit Card Comparison
By :
Jeremy Biberdorf
For a student, it can be difficult to get a credit card that saves money on gas. The best credit cards require a minimum annual income. The average college student does not have the time for classes and a job. Those who do work after class still do not earn enough to qualify for most rewards credit cards. A student usually only qualifies for basic credit card. For a student who drives there are some student gas credit cards available.
Is Cashback The Future For Credit Cards?
By :
Michael D. Strauss
Cashback is a feature of credit cards that is rapidly growing in popularity. Why is this and how could you benefit?
Citi Professional Card
By :
Jeremy Biberdorf
Credit cards are now designed with the business professional in mind. The Citi Professional Card is designed for people who use a personal card for some business expenses. Not only is it very easy to get reimbursed for business expenses, but you also earn rewards.
How a Gas Rebate Credit Card Could Actually Cost More
By :
Jeremy Biberdorf
With gas prices still very high, people want to save some money at the pump. Gas rebate credit cards are becoming a very popular alternative. The average gas rebate credit card can save you up to five percent on gas purchases. If you’re not careful with your credit card use, a gas station credit card could make you pay more for your gas.
Chase BP Visa Credit Card
By :
Jeremy Biberdorf
If you buy gas from BP gas stations, you should be using the Chase BP Visa Rewards Credit Card. You could be saving up to 10% on purchases made at participating BP gas stations! You could also be saving money almost everywhere else that you shop.
Citi Driver’s Edge Platinum Select Card
By :
Jeremy Biberdorf
Introducing a credit card that actually pays you to drive. The Citi Driver’s Edge Platinum Select Card earns you up to 6% in rebates on purchases, plus $1 in rebates for every 100 miles you drive! You can use the rebates for vehicle related purchases or a wide variety of other rewards.
Discover Small Business Credit Card
By :
Jeremy Biberdorf
Small businesses can save money on gasoline with gas credit cards too! With the Discover Business Card your business could be saving 2% on gas and 5% on office supplies. Plus you also earn 1% cash back on other purchases.
American Express Blue Cash Card
By :
Jeremy Biberdorf
Now you can earn up to 5% cash back on everyday purchases with no limit to the amount you can earn. Saving money at gas stations, super markets and drug stores has never been easier! The American Express Blue Cash Card is your key to savings.
Citi Diamond Preferred Rewards Card
By :
Jeremy Biberdorf
Introducing the Citi Diamond Preferred Rewards Card, the credit card with the flexibility to earn the rewards you really want. You can earn anything from airline travel to gift certificates to statement credits and more.
Earn Free Flights with an Airline Credit Card Offer
By :
Rosanna Yee
Your everyday purchases could be earning you free trips anywhere in the world. Learn how to earn free trips and other travel discounts by using an airline reward credit card.
Choosing the Best News Media Type - TV, Radio or Newspapers
By :
Rosanna Yee
The average American spends over $2000 a year on gas alone. Gas and fuel is a billion dollar industry. How can we save on gas? The credit card in your wallet could be saving you money on gas and all your other purchases.
Discover Platinum Gas Card
By :
Jeremy Biberdorf
The Discover Platinum Gas Card is another credit card that offers gas rebates, as well as rebates on other purchases. You can use this credit card to earn cash back at any gas station anytime. Every purchase you make with this credit card qualifies for cash back.
Save Money on Gas with Multiple Credit Cards
By :
Jeremy Biberdorf
If you’re serious about saving money on gas, consider using more than one credit card. You can exploit all the benefits of each card. Then when you reach the rewards limit, simply switch to using your other credit card.
The Chase PerfectCard MasterCard - the perfect credit card?
By :
Jeremy Biberdorf
With the Chase PerfectCard MasterCard you can earn rewards everywhere! You get cash back everywhere you use this credit card. At gas stations you save even more. It's a gas credit card that works at any gas station.
Cash Back Business Credit Cards
By :
Jeremy Biberdorf
A typical small business needs to watch every penny. To last in the competitive business world, you need to maximize profits and just as importantly, reduce expenses. Many businesses don’t realize that they could easily be saving a percentage of their purchases with a cash back business credit card. Instead of letting bank fees eat away at your profits, your credit card can work for you.
Choosing a Business Credit Card
By :
Jeremy Biberdorf
Does your business pay too much for its credit card? Too many businesses just settle for a basic credit card from their local bank. Those businesses end up paying too much interest or high annual fees. For the money you already give the bank, doesn't your business deserve better?
The Importance of a Small Business Credit Card
By :
Jeremy Biberdorf
Small business plays a vital role in today’s economy. How does your small business finance its expenses? Learn how to save money and build your business with a credit card.
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